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An ACS student loan is one serviced by Affiliated Computer Services, Inc., a company known for outsourcing technology and business solutions. Many colleges use the ACS student loan because of the company’s reputation for using technology to smooth out some of the more difficult aspects of loan services.

With an ACS student loan, students can make payments online, instantly view an account status, change personal information such as name and address, and receive an email notification when payments have been processed.

Several different financial aid programs are found under the heading of an ACS student loan. One of the main groups of ACS student loans is the Campus Based Student Loan Program (CBSL), which includes Federal Perkins Loans, Nursing Student Loans (NSL), and Institutional Loan Programs, among others. Another important group of education loans handled by ACS is the Federal Family Education Loan Program (FFEL), which includes Stafford loans (GSL), PLUS loans for parents of students, and loan consolidation services. ACS also manages a group of educational loans donated by a variety of private companies.

For those who do not yet have an ACS student loan, applications and guidelines for different financial aid options are available online. The ACS website provides a clear example of how to complete a Free Application for Federal Student Aid (FAFSA) form and demonstrates what the results mean in terms of your eligibility for financial aid. In addition, applications for Stafford and PLUS loans for parents can be found on the ACS website, and can be completed and submitted online.

If you already have an ACS student loan, you may be interested in learning about the benefits of student loan consolidation. The ACS website provides information and application forms that may help you set a lower rate and lower your monthly payment amount.

Other tools that can help you with your ACS student loan include a payment calculator, IRS guidelines on how to use your student loans for tax relief, and a glossary of important terms related to student loans.

All in all, an ACS student loan is one that will give the borrower the greatest ease and flexibility when it comes to servicing the loan, from application to payment to consolidation. ACS works with several universities in the United States, including the University of Pittsburgh and the University of Vermont. Even if your specific college doesn’t offer ACS-administered student loans, their website is a treasure trove of helpful tools and information, and it’s worth a look.

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